Terms of Service
Effective Date: March 7, 2025
Welcome to EFC!
These Terms of Service ("Terms") govern your use of our website, products, and services provided by EFC ("EFC", "we", "us", or "our"). By accessing or using our website, you agree to these Terms. Please read them carefully before using our services.
1. Agreement to Terms
By accessing or using our website, you agree to be bound by these Terms. If you disagree with any part of the Terms, you may not access the website or use our services.
2. Use of Our Services
You must be at least 18 years old to use our services.
You agree to provide accurate and complete information when using our services.
You are responsible for maintaining the confidentiality of your account information and password.
You agree not to engage in any activity that may interfere with or disrupt our services.
3. Privacy
Our Privacy Policy governs the collection, use, and disclosure of your personal information. By using our services, you agree to the terms of our Privacy Policy.
4. Intellectual Property
All content on our website, including text, graphics, logos, images, and software, is the property of EFC or its licensors and is protected by copyright and other intellectual property laws.
5. Limitation of Liability
We make no warranties or representations about the accuracy or completeness of the content on our website.
We are not liable for any direct, indirect, incidental, special, or consequential damages arising out of or in connection with your use of our services.
6. Indemnification
You agree to indemnify and hold EFC harmless from any claim or demand, including reasonable attorneys' fees, made by any third party due to or arising out of your use of our services.
7. Governing Law
These Terms are governed by and construed in accordance with the laws of the United States of America. Any disputes relating to these Terms will be subject to the exclusive jurisdiction of the courts located in the United States.
8. Changes to Terms
We reserve the right to modify these Terms at any time without prior notice. By continuing to use our services after the changes become effective, you agree to be bound by the revised Terms.
9. Contact Us
If you have any questions about these Terms, please contact us at info@EFCNY.org.
Thank you for choosing EFC!